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Student Insurance - Columbus State University

Bursar's Office

Student Insurance

Domestic Students

Domestic students who already have major medical insurance coverage may apply for a waiver with United Healthcare. A waiver must be submitted for each semester you are enrolled. To submit a waiver request, please visit and click on the link for the Columbus State University Waiver Form. You will be prompted for your date of birth and student ID. Once you submit that information, you will have to provide information regarding your current insurance coverage. If you are unsure of the answer to one of the first four questions, please answer YES and United Healthcare will verify your coverage. For Fall 2021, waivers can be requested starting July 22nd. The deadline to submit your waiver is September 29, 2021. Please allow 7 business days for approved waivers to appear on the student account.

If you do not have existing insurance and will keep the coverage with United Healthcare, please visit and click on the Enrollment Form link. This will allow you to print an insurance card, verify your benefits, and check on the status of claims.

International Students

International students will automatically be enrolled in Health Insurance. This is required by the Board of Regents. Please contact the Center for Global Engagement for more information.

Mandatory Health Insurance

The university System of Georgia requires only certain students to carry a minimum level of insurance coverage. Students in this group include international students with an F-1 or J-1 visa, graduate assistants, and student athletes.

Voluntary Health Insurance

Students enrolled at Columbus State University are eligible for voluntary health insurance. Visit United Healthcare's Student Resources for more information.

2021–2022 Student Health Insurance Program Plan

Benefits and Premiums

The benefits and premiums for the USG Student Health Insurance Program (SHIP) with United Healthcare for the 2021–2022 Academic Year are summarized below. 

Every year, the University System of Georgia works to obtain the most competitive rates and most valuable benefits for this plan.  COVID-19 has highlighted the importance of the SHIP plan as a valuable healthcare benefit and has contributed to a high level of claims activity which necessitated the adjustments outlined below.  The Student Health Insurance Advisory Committee was instrumental in making recommendations regarding the plan premiums and benefits this year and will continue to meet to make recommendations after review in future years.


The changes for the 2021–2022 Academic Year are as follows:

  • Premiums will be separated into Mandatory and Voluntary enrollment categories to align the premiums with the costs associated with each category.
  • Students in the mandatory category will have premiums decreased by 14%.
  • Students in the voluntary category will have premiums increased by 20%.
  • The PGH plan will no longer be offered as an option for international students.
  • International students currently enrolled in PGH for the 2020–2021 Academic Year will receive an e-mail with details about transitioning to the USG SHIP.

USG SHIP Plan Benefits Highlights and Plan Premiums

USG SHIP Benefits Amount
Annual Individual Deductible: $500
Coinsurance Percentage: 80%
Out-of-Pocket Maximum: $6,350
Non-SHC Office Visit Copays: (PCP/Specialist) $20/$20
Prescription Drug Copays: $25/$50/$75
Lifetime Benefit Limit: Unlimited
Annual Premiums Mandatory Enrollment Voluntary Enrollment
Student only $2,417 (-14%) $3,388 (+20%)
Spouse $2,659 (-14%) $3,727 (+20%)
Child  $2,659 (-14%) $3,727 (+20%)
All Children $5,318 (-14%) $7,455 (+20%)
All Dependents $7,977 (-14%) $11,181 (+20%)

Semester rates will be provided as soon as we receive them. More information about the USG SHIP is also available on the Student Affairs SHIP page.

For questions, please contact

Virtual Advisor