Financial Aid
Supporting the future you’re building
Loans
Student loans can help you pursue your goals today while planning responsibly for your future. Loans are borrowed money that must be repaid with interest. We help guide you through your options so you can make informed decisions with confidence.
Federal Direct Loans
Federal Direct Subsidized Loan
This need-based loan helps you cover your education while the federal government pays your interest during school and authorized deferment periods. It’s designed to make borrowing more manageable so you can focus on learning and growth.
Federal Direct Unsubsidized Loan
This loan is available regardless of financial need, allowing you to invest in your education now and repay over time. Interest accrues from the moment the loan is disbursed, giving you flexibility in how you manage your repayment journey.
Federal Direct Parent PLUS Loan
The Federal Direct Parent PLUS Loan allows parents of dependent undergraduate students to borrow money to help cover educational costs not met by other financial aid.
Federal Direct Graduate PLUS Loan
The Federal Direct Graduate PLUS Loan allows eligible graduate or professional students to borrow money to help cover educational costs not met by other financial aid.
Private Student Loans
Private student loans, offered by outside lenders, can help cover remaining educational costs after other financial aid options have been explored. Navigating lender options helps you choose financing that aligns with your academic goals and long-term success. .
Private Education Loan Applicant Self-Certification
There are significant differences between federal educational loans available through the government and private educational loans available through banks and other private lending institutions. Students are strongly encouraged to research federal educational loans first.
All applicants for private educational loans are required to complete a self-certification form. Prior to completing a private loan application, download, print, and complete the Private Education Loan Applicant Self-Certification form (PDF) as instructed. You will also be provided with a copy of this form from your lender as part of their application process. Only one self-certification form is required per loan application.
Note: To complete this form, you will need information about your “cost of attendance for the period of enrollment covered by the loan” and information about your “estimated financial assistance” for that same period.
Go to MyCSU Student Tab for information about your “estimated financial assistance” under your Financial Aid Dashboard.
For your estimated “cost of attendance” information:
